Many people are good at saving money but need to know where to start. This blog is about how you can save money with the medications your doctor prescribes for you every month. It might sound pretty difficult, but with these nine tips, you'll be able to cut a few dollars off your monthly budget.
1. Make Sure You're Getting the Best Offer for Your Medication
Often, people can pay much less just by asking their doctor if there are other offers they can get from different companies. Remember, ask your doctor if they can get you a better deal. Doctors have access to much information that most of us don't, so they can certainly get the best deals on medications.
2. Ask Your Doctor for A Better Price On the Medication
If you've been using the same kind of medication for a few years, there's probably a generic version that costs way less than your brand-name drug. It's best practice to ask your doctor if they could get you the most economical medication available to help you save money on your prescriptions.
3. Get Coupons
If you're paying attention to the prices on your prescriptions, go to your local independent pharmacy and see what coupons they have for your medicines. To get even more coupons you may want to look into getting an RX card for the best discounts on your prescriptions.
4. Try Generic Medications
If you're on a blood pressure medication, ask your doctor if there's a generic version. The generics are less expensive than brand-name drugs. Also, ask your pharmacist if it's available in the generic form before picking up any prescription. Some pharmacies still need to carry them and charge extra for the brand-name version. Generic drugs tend to be around 80 percent cheaper than brand-name medicines.
5. Check Out a Local Discount Pharmacy
Some pharmacies in your area will offer discounts on prescription medications. The prices at these places range from 10 percent to 40 percent off what you normally pay for the branded versions of your medications, making it easy to save a lot of money by shopping around for pharmacies in your area. You can conveniently order all your medications online and deliver them to your door.
6. Keep Track of How Much You're Spending On Your Prescriptions
Keep track of spending on your prescriptions every month by writing it down in a notebook or on your computer. This way, you'll be able to see when a medication is about to expire and get it renewed at the pharmacy so that you don't accidentally skip a dose because you forgot to renew it. It can help you save money because it will keep you on track and make sure that nothing gets forgotten about.
7. You Can Also Try Using a Mail Order Pharmacy
If you want to save money, try using a mail-order pharmacy. You will have to get your initial prescription by going to the doctor and then you can have all of your refills sent right to your door without having to go anywhere else except for the mailbox. If you're working full-time, this can be a great way to save time and money regarding how much you'll spend on monthly prescriptions.
8. Ask Your Doctor About Helping You Get a Good Deal On Your Medications
If you're paying too much for your medication, ask your doctor if there are any discounts they can get for you. In today's world, doctors have access to all the information about different drugs and the companies that manufacture them. They may get a better price on your medication.
9. Use Cash-Back Offers to Save Even More Money
Take advantage of cash-back offers regarding what your prescriptions cost you each month. You'll often be able to get cash back in the mail if you have to pay with your insurance and that money can go toward paying your monthly bills. There are also ways to get cash-back offers on the Internet. You can enter your information online and earn cash on your monthly bills.
These tips will make it easy for you and your money. You'll be able to save a lot of money for those big monthly bills with these little tricks, so don't forget about them the next time that you have to pay for your prescriptions.